KYDEC Fees and Payments

Insurance Coverage


We have participation agreements with the following insurance carriers:
  • Aetna
  • Blue Cross/Blue Shield
  • Blue Grass Family Health
  • CHA
  • Cigna
  • Medicare
  • United Health Care among others
Our business staff will file insurance claims with all of your insurance claims with all of your insurance carriers and bill you for any un-reimbursed balance. Please plan to pay insurance deductibles and coinsurance at the time of your visit, as well as any balance due on your account.

It is important to bring all of your insurance cards with you on your first visit to the office. We also need to know which is primary if you have more than one health insurance policy. Please notify us immediately of any changes in your insurance carrier, address or coverage. Your insurance is a contracted agreement between you and your insurance carrier. Any statement regarding "usual and customary charges" is their opinion, not ours.

Patients without health insurance should be prepared to pay in full at
the time of service. You may make monthly payments if you arrange for a
plan, in advance, agreeable to us. Please contact our Billing and
Insurance Coordinator before your first visit.


Ultimately, payment of your bill is your responsibility. We accept personal checks, Visa and Master Card for your convenience.

Fees and Payments


Our fees are comparable to the fees of other specialist physicians in this area. We will be happy to inform you of approximate fees in advance.

Laboratory Tests


Our certified laboratory in the office can do most of the laboratory tests you need. Most test results are available during your visit. This service is essential to providing you with the best possible care. The charges for laboratory tests are part of the total cost of your office visit. You will receive a separate bill from a commercial laboratory only for those tests we are unable to do.